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Travel Insurance

Travel InsuranceTravel insurance protects a traveler’s vacation cost against cancellation and interruption while also providing medical, lost or damaged property and travel delay coverage. Travelers are reimbursed if they have to cancel or interrupt their travel, they are also covered should the need arise for emergency medical treatment, medical evacuation and a number of other situations.

For more information or to purchase trip insurance use this link: http://www.squaremouth.com/20724 or contact us at 570.226.4571 or amskier@amskier.com.

 

If you have a trip planned, consider purchasing trip insurance today!


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Hurricane Season – Being Prepared

It’s not fun to acknowledge that you may need to evacuate your home at some point, but it’s important to do so. Please make sure to make time out of your busy lives and make sure your family knows what to do in case of a hurricane or another natural disaster. Follow these checklists and be prepared.

 

What To Do In Case of a Hurricane –  The Red Cross

  • Listen to a NOAA Weather Radio for critical information from the National Weather Service (NWS).
  • Check your disaster supplies and replace or restock as needed.
  • Bring in anything that can be picked up by the wind (bicycles, lawn furniture).
  • Close windows, doors and hurricane shutters. If you do not have hurricane shutters, close and board up all windows and doors with plywood.
  • Turn the refrigerator and freezer to the coldest setting and keep them closed as much as possible so that food will last longer if the power goes out.
  • Turn off propane tanks and unplug small appliances.
  • Fill your car’s gas tank.
  • Talk with members of your household and create an evacuation plan. Planning and practicing your evacuation plan minimizes confusion and fear during the event.
  • Learn about your community’s hurricane response plan. Plan routes to local shelters, register family members with special medical needs as required and make plans for your pets to be cared for.
  • Evacuate if advised by authorities. Be careful to avoid flooded roads and washed-out bridges.
  • Because standard homeowners insurance doesn’t cover flooding, it’s important to have protection from the floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S. For more information on flood insurance, give us a call at (570) 226-4571 or email us.

 

Emergency Evacuation Kit – Ready.Gov

It’s very important to be prepared with an emergency evacuation kit in case of a storm or any other widespread emergency. Make sure your kit has the following items:

  • One gallon of water per person per day for at least three days, for drinking and sanitation
  • At least a three-day supply of non-perishable food
  • Battery-powered or hand crank radio and a NOAA Weather Radio with tone alert and extra batteries for both
  • Flashlight and extra batteries
  • First aid kit
  • Whistle to signal for help
  • Dust mask to help filter contaminated air and plastic sheeting and duct tape to shelter-in-place
  • Moist towelettes, garbage bags and plastic ties for personal sanitation
  • Wrench or pliers to turn off utilities
  • Manual can opener for food
  • Local maps
  • Cell phone with chargers, inverter or solar charger

Insurance protection for severe weather
If you have a question about your coverage during a storm, please give our office a call to chat with a caring member of our team and call 866.754.3792 any time of day or night to report a claim.

For more information on hurricanes, tropical storms and preparing for severe weather, check out these useful resources: Ready.govNOAA Hurricane Center orAmerican Red Cross.


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Coaches vs Cancer

Sunday Players Championship GameThe Sunday Players are a determined group of women and men who play basketball year-round every Sunday. Their summer home basketball venue is a cherished half-court on Hillcrest in Honesdale, Pennsylvania, which is known as Court Skier, a site where games have been played for over fifty years.

Three years ago, Spencer Williams and Henry Skier met and became fast friends. Spencer is a life-long basketball player, an alumnus of Lafayette College’s Division I team, and now a Sunday Player. But in 2015, his game was interrupted and his life threatened by a shocking diagnosis for a young man: stomach cancer. He spent the year getting well and pledged to rejoin the Sunday Players on the court as soon as he could.

To honor Spencer’s journey, Henry and Spencer started a new tradition: Sunday Players Championship Games. Spencer, in recovery, joined the Games in 2015 as a referee. Players, friends, and family members raised funds to support other people fighting cancer.

In 2016, Spencer returned to the games as a player and joined Henry in supporting Coaches vs. Cancer by helping those living with cancer. Sunday Players Championship Games raised $3,300 for Coaches vs. Cancer of Northeastern Pennsylvania.

“All of our Sunday Players are deeply committed to the cause of Coaches vs. Cancer, which provides critical support to people in need,” Skier said. “I’m proud that our annual Sunday Players Championship Games can support our friend Spencer and many other people affected by cancer.”

Coaches vs. Cancer of Northeastern Pennsylvania provides support services for individuals affected by cancer, including rides to chemotherapy, financial support and ways to connect with other people with the same diagnosis.


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8 Definite Ways To Get Sick While Traveling

8 Definite Ways To Get Sick While TravelingAmericans only vacation 3.8 days of the year, according to the U.S. Travel Association and because vacations are so short, you’re likely to ruin your entire vacation if you get sick. Solution? Don’t get sick while traveling. Here is a list of eight things NOT to do while traveling!

1. Drink lots of tap water. Most tap water is perfectly fine to drink — if you are a local. For travelers, however, the bacteria found in tap water around the world varies considerably, and your own belly biome may not stand up well to the local bacteria. Buy and drink bottled water only. Beware, however, some establishments reuse old water bottles by refilling them at the tap. You will want to open your water bottle yourself to be sure and don’t forget that ice cubes are typically made from tap water. Unless you’re positive the ice was made with bottled or disinfected water, skip the ice.

It may be obvious, but this tip applies mostly to international travel; water standards throughout most of the U.S. allow you to ignore this advice stateside (as well as in Canada, Western Europe and other developed countries).

2. Eat food washed in tap water. Similarly, if you eat food that was rinsed or washed in tap water (or worse, such as in a washing basin filled with water in which other food was also washed), you are vulnerable to the same bacteria as if you guzzled the water down yourself. This tends to happen most frequently with things like lettuce, onions and other vegetables that come from the ground, need washing and are typically served raw.

3. Rummage around in the seatback pockets of a plane. Airplanes are notoriously filthy, and they’re cleaned far less frequently than you might think; certainly there is no deep cleaning going on during the short period of de-boarding and re-boarding that goes on at most airline gates. Some of the dirtiest places on a plane are the seatback pockets. While you should check out the emergency information at the beginning of your flight, avoid rummaging around in the seatback pocket entirely if you can help it.

Some travelers immediately wipe down everything around their seat with an alcohol wipe, which may be going overboard a bit, but it sure can’t hurt. If that isn’t your style, try to keep your hands away from your face until you have had a chance to clean up after your flight.

4. Drink from unclean or unwrapped glasses in hotel rooms. Hotel sanitation can be a nightmare. Some of us have seen hotel cleaning staff merely wipe out a used glass with a towel, or, even worse, spray some kind of cleaning agent in a glass, wipe it with a dirty rag and put it back on the counter. Germs, chemicals, leftover toothpaste; none of these are good for you. The rule of thumb here: If the glass is not wrapped in a sealed plastic bag, wash it yourself using very hot water, or simply don’t use it.

5. Don’t hydrate, especially while flying. Your body needs water to do pretty much everything, and hydration only gets more important when you are tired, run down and under siege by unfamiliar germs. Dehydration not only makes you more vulnerable to invading bugs, but also makes it harder for you to recover once infected. Keep in mind that coffee doesn’t count as a good choice for hydration. The hydration effect of coffee is a net positive, for example — but it wouldn’t be significant enough for unusual or tough conditions.

6. Alter your diet radically. Switching your diet too drastically can really upset your stomach; for example, if you eat mostly fruit and vegetables at home, jumping into having barbecue or other meat three times a day might not be like a great idea. Dig in on the local stuff, but have a meal or two each day that is a bit more like your home fare. As you spend more time in a place, you can often shift gradually to eating like a local around the clock, but give your gut a couple days to get ready.

7. Skip recommended vaccinations. Before you travel, check the CDC and State Department websites to find out if any specific vaccinations are recommended in the regions to which you are traveling. If so, make an appointment to get them done well before your trip.

8. Don’t do any research on health risks in your destination. Check out the CDC’s destination list for loads of information organized by country. While you can’t safeguard against every possible malady, following all of the above recommendations will significantly reduce the likelihood of getting sick while traveling. For the next time you travel, have a safe, fun and healthy trip!


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Bring On The Self-Driving Cars!

Self-Driving Cars

Bring on self-driving cars! At AMSkier Insurance, we really love innovation. We love seeing dreams turn into reality. We love good ideas that help people be safer. So, these kinds of cars are pretty much a perfect intersection of all of these things. Yes, we’re an insurance company, but we’re not afraid of self-driving vehicles impacting our business. We embrace this idea and hope to see self-driving vehicles on the roads sooner than later.


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