Responsive Menu
Add more content here...

News & Press

Commercial Insurance Renewal Checklist

Do you have a commercial insurance renewal coming up? Small business owners can keep life simple with a commercial insurance renewal checklist.

Your Commercial Insurance Renewal Checklist

The first thing you’ll need to do is review any changes that were made to your business since you last checked in with your insurance agent. If the name of your business has changed, you’ve opened new locations or moved locations, or you’ve made changes to the amount of staff you employ, then let your agent know.

Next, you should check your liability insurance coverage. To have the proper coverage, it is crucial for you to complete your quarterly reports, and that your payroll figures are all up to date. The company’s assets are most effectively protected if they are properly reflected in your business’ numbers.

Additionally, it’s important that your insurance agent determine whether or not you have more than one kind of income or operation, that way we can get you the coverage you need if it’s not on your policy already.

It’s also important that you check your workers’ compensation insurance coverage. Business owners can offer their staff protection through this coverage, but it’s important that your insurance coverage on your policy properly reflects your company. Your payroll needs to be properly divided into the right class codes, and all of your class codes need to be correct as well. This is also a good time to check to see if your business qualifies for drug-free workplace or safety discounts.

The last thing you should check on before your commercial insurance renewal is your commercial auto insurance coverage. As a business owner, you should check the driver’s license information for those in your business who are operating your company vehicles to ensure that the DMV states they are qualified to operate your vehicles.

To learn more, or see how we can assist you in your Commerical Insurance Renewal, contact us at!

Was This Helpful? Get More Content Like This!

Join Our Broad & Bright Mailing List By Signing Up Below

AMSkier Clients already receive these articles and much more.

#mc_embed_signup{background:#fff; clear:left; font:14px Helvetica,Arial,sans-serif; width:100%;}
/* Add your own MailChimp form style overrides in your site stylesheet or in this style block.
We recommend moving this block and the preceding CSS link to the HEAD of your HTML file. */