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Winter Safety Tips For Children

Winter Safety Tips For Children

Winter Safety Tips For ChildrenWinter Safety Tips For Children

In general:

  • Never allow children to play outside alone. Establish a buddy system with one or more of their friends and have them look out for one another. Children younger than eight years of age should always be well supervised outside.
  • Check from time to time to make sure children are warm and dry.
  • Have younger children take frequent breaks to come inside for a warm drink.
  • Never send children outside in extreme weather conditions such as snowstorms.
  • Keep children indoors if the temperature falls below −25°C, or if the wind chill is −28°C or greater.
  • Tell children not to put their tongues on cold metal. It may sound silly, but some kids still do it.
  • Advise children to stay away from snowplows and snowblowers.
  • Help children choose play areas with a warm shelter nearby such as a friend’s home.
  • Advise children to play in an area away from roads, fences and water.
  • Apply sunscreen to exposed skin, even when it’s cloudy.

Clothing:

  • Dress children in several layers of clothing. If they get too warm, they can remove one layer at a time.
  • Always remove children’s wet clothing and boots immediately.
  • Make sure children wear a hat because most body heat is lost through the head.
  • Have children keep their ears covered at all times to prevent frostbite.
  • Have children wear mittens instead of gloves.
  • Dress children in warm, waterproof boots that are roomy enough to wiggle their toes around.
  • Remove all drawstrings from children’s clothing to prevent strangulation. Use velcro or other fasteners instead, and use a neck warmer instead of a scarf.

Skating

  • Make sure children always wear a hockey or ski helmet while skating.
  • Make sure children’s skates are comfortable, with good ankle support, to avoid twists, sprains or breaks.
  • When possible, have children skate on public indoor or outdoor rinks. If this is not possible, children should remember to:

    • – Obey all signs posted on or near the ice. Yellow signs usually mean skate with caution, and red usually means no skating allowed.
    • – Make sure they are always supervised on the ice.
    • – Never assume it’s safe to skate on a lake or pond. An adult should make sure the ice is at least 10 cm (four inches) thick, and check with local weather authorities for information about ice thickness.
    • – Avoid walking on ice near moving water. Ice formed on moving water, such as rivers and creeks, will vary in thickness and is highly unpredictable.

Skiing/snowboarding*
Children should:

  • Take lessons from a qualified skiing or snowboarding instructor.
  • Never ski or snowboard alone.
  • With parents, check equipment every year for fit and maintenance. Bindings should be checked annually by a qualified technician.
  • Make sure they’re in control of their speed. Many injuries result from a loss of control. Stunts and fatigue also lead to injuries.
  • Always wear a helmet with side vents that allow them to hear.
  • When snowboarding, wear wrist guards to reduce the risk of wrist injury.
  • Dress safely. Wear brightly-coloured clothing, and warm hats and mittens.
  • Avoid icy hills. The risk of falls and injuries increases in icy conditions.
  • Watch out for other skiiers and snowboarders, as well as any other obstacles, on the slopes.
  • Stay in designated areas and on marked trails.

* With lessons from a certified instructor, it’s okay for younger children to snowboard; however, their coordination is not fully developed until age 10 years.

Sledding
Children should:

  • Always wear either a ski or hockey helmet – not a bicycle helmet – while sledding.
  • Never use a sled with sharp or jagged edges.
  • Make sure the handholds on the sled are secure.
  • Always sit up or kneel on a sled. Lying down increases the risk of head, spine and abdominal injuries.
  • Never sled on or near roadways.
  • Look for shallow slopes that are free of trees, fences or any other obstacles.
  • Avoid sledding on crowded slopes.

Snow forts and snow banks
Children should NOT:

  • Build snow forts or make tunnels. They may collapse and suffocate a child.
  • Play in or on snow banks. The driver of a snowplow or other vehicle may not see a child.

Snowballs

Children should NOT throw snowballs. Snowball fights can lead to injuries, especially to the eyes. Snowballs are more dangerous if the snow is hard-packed or contains a rock or some other hard object.

Snowmobiles

  • Children and adults should wear an approved helmet at all times. Head injuries are the leading cause of snowmobile-related deaths.
  • Children younger than five years of age should never ride on a snowmobile, even with an adult.
  • Children younger than 16 years of age should not operate a snowmobile.
  • Anyone operating a snowmobile should take a formal safety training program.
  • Never tow a child behind a snowmobile on a tube, tire, sled or saucer.

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Insuring Valuable Gifts

How To Care For Valuable Gifts

Insuring Valuable GiftsGift giving is a cherished and well-loved tradition throughout the holiday season. Giving an indulgent gift for a loved one can be especially rewarding. Beautiful jewelry and sought-after technology are among the most popular types of gifts we give to each other. They are also among the most expensive.

If you receive a special piece of jewelry or a fancy electronic device, it’s important to contact your insurance agent to see if you have enough coverage in your homeowner’s insurance policy. Very valuable items may push past the specified limits on your homeowner’s policy. In this case, your gift may need to be covered under a “rider” or “floater’ policy. A rider or floater will provide the additional coverage for items that exceed the limits of your current policy.

It’s also always a good idea to get your gifts appraised first because your premiums will be based on that amount. Make sure to keep the appraisal document, as well as the receipt for the purchase, with your insurance policy and other vital documentation.

Insure your valuables with us. Send us a note today!

 

 


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wildfire readiness

Wildfire Readiness

Wildfire ReadinessWildfire Readiness.

Are you and your family prepared for a wildfire?

What to do BEFORE a Wildfire:

  • Create defensible space to separate your home from flammable vegetation and materials (minimum 30 ft)
  • Learn your local fire and building codes and weed abatement ordinances. Follow them closely.
  • Do not allow electrical wires to come in contact with any vegetation on your property. Do not trim power lines yourself. Call a professional instead.
  • Make sure there is no overhang above your chimney.
  • Prune branches lower than 8 feet from the ground.
  • Keep nearby trees healthy – trim dying branches and cut down dead trees.
  • If you stack firewood, make sure it’s a healthy distance from your home. The area surrounding your stack should be clear.
  • Keep roof surfaces clear of debris.
  • Clean chimneys and check and maintain spark arresters twice a year.
  • Keep rain gutters clear of debris.
  • Use approved fire-resistant materials when building, renovating or retrofitting structures.
  • Be sure your house numbers show clearly from the street, both day and night.
  • Combustible or flammable materials should be stored in approved containers.
  • Store all important papers in a fireproof container or keep copies at another location.
  • Make evacuation plans with family members. Include several options for an outside meeting place and contact person. Practice regularly.
  • Keep battery-operated radios and flashlights with additional fresh batteries on hand.

What to do DURING a Wildfire:

  • Stay informed – Turn on a TV or radio to get the latest emergency information.
  • If you have a ladder, prop it against the house. Make it so you and firefighters have access to the roof.
  • If hoses and adequate water are available set them up. Fill buckets with water.
  • Remove combustible material from the area surrounding the house (lawn chairs, tables, etc.).
  • Turn a light on in each room for visibility in case of smoke.
  • Open or take down flammable drapes and curtains.
  • Close all Venetian blinds and non-flammable window coverings.
  • Move upholstered furniture away from windows and sliding glass doors.
  • Be ready to evacuate all family members and pets when requested to do so.
  • Turn off air conditioning/air circulation systems.
  • Detach electrical garage doors. Back in your car and leave the keys in the ignition.
  • Secure your pets if possible.

What to do AFTER a Wildfire:

  • Check with fire officials before attempting to return to your home.
  • Use caution when re-entering a burned area – flare-ups can occur.
  • Check grounds for hot spots, smoldering stumps, and vegetation. Use your buckets of water.
  • Check the roof and exterior areas for sparks and embers.
  • Check the attic and throughout the house for hidden burning, sparks and embers.
  • Continue to check for problem areas for several days.
  • Contact 911 if any danger is perceived.

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Peace Of Mind Insurance

Peace Of Mind Insurance

You plan on sending your child to summer camp, and you’re ready to enroll and make the initial deposit, but a few concerns cross your mind: “What if my child’s personal belongings go missing? What if we are delayed getting to camp? What if my child’s pre-existing medical condition worsens before he/she starts camp? What if we need to cancel for any reason at all and our camp is unable to refund us?”

In order to help protect your investment in your child’s summer camp experience, AMSkier is pleased to offer Peace-of-Mind Insurance. Its optional benefits would allow you to cancel your summer camp enrollment for any reason. Sometimes, the unexpected occurs and your summer camp’s policy does not allow reimbursements or enrollment transfers for the reason you need to cancel. In this case, you would need Peace-of-Mind Insurance and its optional benefits.

Coverages include:

  • baggage and personal effects
  • travel delay

Optional benefits:

  • cancel for any reason option
  • optional waiver of pre-existing exclusion

We have two programs for you to consider:

PeaceOfMindQuoteA+    Quote      

Reasons for Peace-of-Mind Insurance:

  1. Parent(s) loses their job
  2. Child gets illness before camp season
  3. Family is forced to move due to a parent, or both, getting a new job
  4. Travel and or baggage delays getting to camp
  5. Child is injured or gets sick while at camp
  6. A disaster – terrorism, fire, earthquake, hurricane etc. near camp or child’s residence
  7. School year is extended and child needs to miss the beginning of camp
If you have any questions, please email us at PeaceOfMind@amskier.com or, call one of our Service Directors – Ann or Carol at: 570.226.4571.


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What Does It Cost To Run Camp

What Does It Cost To Run Camp

For Day, Resident and Non-Profit Summer Camps

Is your camp run as efficiently as possible? Could you save more time and resources? Learn what it costs to run camp from our expert panelists, Skip Vichness, Managing Partner of Quality Camping Properties, Jeremy Fingerman, President and CEO of Foundation for Jewish Camp,Gary Beilman, President and CEO of The Dime Bank, Tony Stein, Owner/Director of Echo Lake Camp and Howard Batterman, Owner/Director of Sesame-Rockwood Camps.

 

In the 1980s, Ben Appelbaum and Henry Skier initiated a chart of expenses to help Camp Directors, Leaders, and CFOs know standards of financial performance and best practices for achieving camps. The information in this workshop stems from the result of this initial work. Over the past 30 years, there have been five editions of What Does It Cost to Run Camp, with versions for resident and day camps, both for-profit and charitable camps.

 

What Does It Cost To Run Camp Webinar

Wednesday, Nov 16 at 2:00 PM EST / 11:00 AM PDT

***A Video Recording Will Be Made Available to Registrants***

 

AMSkier Camp clients should email jillc@amskier.com to register.

A donation to Tic Toc Stop, who works to enrich the lives of kids with Tourettes, will be made on behalf of each of our camp clients who attend. A link to the webinar will be emailed to you within one business day after completing registration. Please register by Nov 14th!

 

****REGISTRATION IS NOW CLOSED**** 

****REGISTRATION IS NOW CLOSED**** 

 

Non-AMSkier Camp clients should register below.

The fee for non-AMSkier camp clients costs $10 per registrant. Proceeds after online fees will be donated to Tic Toc Stop, who works to enrich the lives of kids with Tourettes.  A link to the webinar will be emailed to you within one business day after completing registration. Please register by Nov 14th!

 

****REGISTRATION IS NOW CLOSED**** 

****REGISTRATION IS NOW CLOSED**** 

****REGISTRATION IS NOW CLOSED**** 



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